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American Bankruptcy is an affordable
non-lawyer/non-attorney association specializing in the online preparation of personal Chapter 7 Bankruptcy for
financially troubled American individuals and small business proprietors worldwide.
   
 
American Bankruptcy
If you have any questions that we haven't answered here in this website regarding the preparation and filing of a personal Chapter 7 bankruptcy petition please:
email us: American
Bankruptcy
QUESTIONS? .....Call us at (630)750-2330 between 10:00 AM to 4:00 PM. CST ... M-F only please.
We will be here with email support for you throughout the process.
For those clients who are ready to start the process CLICK HERE to access our SECURE online data submission form.
Note!
The submission form is a large document. Be patient. If you are on a dial-up connection it may take 1 to 2 minutes to open completely.
Note!
A drafted copy of your completed personal bankruptcy schedules will be forwarded to you by Internet download in Acrobat Reader (pdf.) format for your examination and approval. You will need Acrobat Reader to open, read, and print out your documents.
Additionally, your completed petition, with your creditor mailing matrix, and all necessary forms "live" signed and certified by us will be sent to you by USPS First-Class or Priority Mail, per your choice of our Standard or Priority bankruptcy preparation service.
Acrobat Reader is available free to the public.If you don't already have Acrobat Reader installed on your computer,
just click on the Acrobat Reader icon above to download it from the Internet and install it on your computer.
Are you being harassed?
Use our Priority BANKRUPTCY FILING OPTION to stop them dead in their tracks!
Just check and select the Priority BANKRUPTCY FILING OPTION in our online bankruptcy information submission form and we will prepare and forward your petition ready for you to sign and file with the bankruptcy court by Priority Mail within 24 to 48 hours.
Contents
The texts on the following pages are intended as a brief overview
of the bankruptcy process and the effects that filing a personal Chapter 7 bankruptcy petition can have on your life. They are not intended as
legal advice. American Bankruptcy will prepare and forward your personal bankruptcy
petition(s) directly to you, ready for you to sign and file with the bankruptcy court, from the specific personal information you forward to us in
our online bankruptcy data submission form.
For a quick synopsis of the effects that bankruptcy law may have on you, CLICK HERE.
Under the law, bankruptcy applicants who wish to file under Chapter 7 must meet certain
eligibility requirements under a "means test."
Under the "means test," if your average income for the past 6 months is less than the median income for your state,
you can file for bankruptcy under Chapter 7. But if your average monthly income is above the median
income for your state, and you can afford to pay $100 or more per month toward paying off your unsecured debt, you
cannot file under Chapter 7 and must proceed under Chapter 13.
CLICK HERE to check the median income for your state, by family size (Use the "Estimate" column in the state-by-state listings).
Important Bankruptcy Terminology...Reference/Print out the text in our Bankruptcy Terminology Page for help in understanding many terms used in the bankruptcy process..
Important Notice to Consumers!...read
the text in Notice To Consumers!.
Important Chapter 7 Bankruptcy Information...read
the text in Chapter 7 Information
For information on Eliminating Student Loans read the text in Dischargeability of Student Loans in bankruptcy.
For answers to the following list of bankruptcy questions,...read
the text in Related
Information.
What is personal bankruptcy?
Why do people file personal bankruptcy?
What types of personal bankruptcies are there?
Do you lose your property when you file personal bankruptcy?
What are the advantages of personal bankruptcy?
What are the disadvantages of personal bankruptcy?
What are the alternatives to filing personal bankruptcy?
CLICK HERE to access the BANKRUPTCY EXEMPTION TABLES for all U.S. States and Federal Territories. The FREE Acrobat Reader will be required to access the bankruptcy exemption tables. If you haven't installed the FREE Acrobat Reader yet, just click on the Reader icon above and download it now for free.
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Us!
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Info | More Info |
Bankruptcy Terminology |
Contact
Us! |
Eliminate Student Loans | Chapter 7 Information | SECURE Online Submission Form | Bankruptcy Exemption Tables | Checklist Of 2005 BK Law Changes |
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Celebrating Our 12th Year Online
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